Razorpay + Converge

Razorpay is India's leading payment gateway and financial services platform, designed specifically for the Indian market with deep understanding of local payment preferences and regulatory requirements. Serving over 8 million businesses across India, Razorpay provides comprehensive payment solutions that support all major Indian payment methods including UPI, net banking, wallets, and cards.

Built with the Indian ecosystem in mind, Razorpay offers features like instant settlements, automated tax compliance, and integration with popular Indian business tools. The platform's focus on the Indian market ensures optimal performance, local customer support, and compliance with RBI regulations, making it the preferred choice for businesses operating in India's rapidly growing digital economy.

Indian E-commerce & Digital Payments: Accept payments from Indian customers using all popular local payment methods including UPI, net banking from 50+ banks, digital wallets like Paytm and PhonePe, and all major credit and debit cards. The platform's deep integration with Indian payment infrastructure ensures high success rates and optimal user experience for Indian consumers who prefer diverse payment options.

Subscription & Recurring Billing: Manage subscription businesses with automated recurring payments, smart retry logic for failed transactions, and compliance with RBI's e-mandate regulations. SaaS companies and subscription services benefit from Razorpay's sophisticated billing engine that handles complex Indian tax scenarios, automatic invoice generation, and seamless integration with popular Indian accounting software.

Marketplace & Business Banking: Enable complex payment flows for marketplaces and platforms with Razorpay's route feature that splits payments between multiple vendors while handling tax compliance and settlement. The integrated banking solutions including current accounts, vendor payments, and working capital loans provide a complete financial infrastructure for growing Indian businesses.

Account Activation & KYC: Complete Razorpay's streamlined onboarding process including business verification and KYC documentation required for Indian payment processing. The platform's digital onboarding typically takes 24-48 hours for activation, after which you can access the comprehensive dashboard and begin integration with your website or mobile application using Razorpay's developer-friendly APIs and SDKs.

Payment Methods & Integration: Configure your preferred payment methods including UPI, net banking, wallets, and cards through Razorpay's unified checkout experience. Implement the payment gateway using pre-built plugins for popular Indian e-commerce platforms or custom integration using Razorpay's well-documented APIs, then set up webhook notifications to handle payment status updates and automate order fulfillment processes.

Advanced Features & Compliance: Enable instant settlements for faster cash flow, set up automated tax invoice generation for GST compliance, and configure fraud detection rules optimized for Indian payment patterns. Use Razorpay's analytics dashboard to track payment performance, optimize checkout conversion rates, and access detailed reporting for business insights and regulatory compliance requirements specific to the Indian market.