Free Generator

Terms of Service Generator

Generate terms of service for your website or app

Converge Converge Team
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Your Terms

Terms of service (ToS) define the rules and legal agreement between your business and its users. They establish what users can and cannot do, limit your liability, protect your intellectual property, and provide a framework for resolving disputes. Most businesses pair this with a privacy policy to cover data handling obligations.

According to a Deloitte study, 91% of people agree to terms of service without reading them. Despite this, courts consistently enforce well-drafted ToS agreements — making them one of your most important legal protections. The key is that the terms must be accessible, written in reasonable language, and users must have the opportunity to review them.

For SaaS businesses, ToS are especially critical. They define service availability expectations, data ownership, subscription terms, and what happens when the relationship ends. Gartner research shows that 78% of B2B SaaS disputes relate to issues that could have been prevented by clearer terms of service.

This generator creates a comprehensive ToS template based on your business type and policies. The output is editable and should be customized to match your specific practices. As with any legal document, we recommend having an attorney review the final version.

How to Use This Generator

  1. Enter your details: Company name, website, and contact email.
  2. Select your business type: SaaS, e-commerce, marketplace, or content platform.
  3. Configure policies: Toggle refund policy, user accounts, and liability limitation.
  4. Generate and customize: Review the generated terms, edit as needed, and copy.

Pro Tips

  • Use plain language: Courts don't require legalese. Clear terms are easier to enforce and build user trust.
  • Include a termination clause: Clearly state how either party can end the relationship and what happens to user data.
  • Specify governing law: Choose the jurisdiction where disputes will be handled. This is especially important for international businesses.
  • Get legal review: Use this as a starting point, then have a business attorney customize it for your specific needs and jurisdiction.

Frequently Asked Questions

Do I need terms of service?
While not legally required in most jurisdictions (unlike privacy policies), terms of service are strongly recommended. They define the rules for using your service, limit your liability, establish dispute resolution procedures, and protect your intellectual property. Without ToS, you have less legal protection if a user causes problems.
What should terms of service include?
Key sections include: acceptance of terms, description of service, user accounts and responsibilities, acceptable use policy, intellectual property rights, payment terms (if applicable), limitation of liability, termination conditions, dispute resolution, and governing law. The specifics depend on your business type.
Are click-wrap agreements enforceable?
Yes, courts generally enforce click-wrap agreements (where users must click 'I agree'). Browse-wrap agreements (where using the site implies agreement) are weaker legally. For maximum enforceability, require users to actively check a box or click a button to accept your terms before creating an account or making a purchase.
Can I copy another company's terms of service?
No. Terms of service are copyrighted documents. Copying them is copyright infringement and the terms may not fit your business. Generic templates (like this generator produces) are fine as starting points, but you should customize them for your specific business practices and have a lawyer review them.
How often should I update my terms?
Update whenever you change your business model, add features that affect user rights, change pricing or refund policies, or when laws change. Review at least annually. Notify users of material changes via email and require re-acceptance for significant modifications.
Is this generator a substitute for legal advice?
No. This generates a template covering common ToS provisions. For businesses with complex operations, user-generated content, marketplace features, or international users, you should have a qualified attorney review and customize the terms for your jurisdiction and specific needs.

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